債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Banking limitations: You are going to only be allowed to use a simple bank account throughout the IVA to stay away from borrowing by an overdraft. Should your money goes up while you have an IVA, you have t... https://drp67666.nizarblog.com/29850422/indicators-on-iva-you-should-know-drphk-top